📊Capital Gains Tax Calculator
Calculate taxes on your investment gains
Asset Details
Income Details
How to Use This Calculator
- Enter the purchase price of your asset
- Enter the sale price (actual or estimated)
- Specify the holding period in months
- Select the asset type (stocks, crypto, or real estate)
- Add your annual income for tax bracket calculations
Understanding Capital Gains Tax
What is a Capital Gain?
A capital gain occurs when you sell an asset for more than you paid for it. The difference between the sale price and purchase price is your gain, which may be subject to taxes.
Short-Term vs. Long-Term
Most countries distinguish between short-term gains (assets held less than 12 months) and long-term gains. Long-term gains are typically taxed at lower rates to encourage long-term investment.
Strategies to Reduce Taxes
Hold Longer
Wait at least 12 months to qualify for lower long-term rates
Tax-Loss Harvesting
Sell losing investments to offset gains and reduce your tax bill
Tax-Advantaged Accounts
Use retirement accounts where gains grow tax-deferred or tax-free
Time Your Sales
Sell in low-income years when you're in a lower tax bracket
Frequently Asked Questions
What if I have a capital loss?
Capital losses can be used to offset capital gains. If your losses exceed your gains, you can typically carry forward the loss to future years.
Are cryptocurrencies taxed differently?
In most countries, cryptocurrencies are treated as property and subject to capital gains tax. However, some jurisdictions have special rules for crypto assets.
Do I need to report if I haven't sold anything?
No, you only pay capital gains tax when you realize a gain, meaning when you actually sell the asset. Unrealized (paper) gains are not taxable.
Financial Accuracy
Disclaimer: This calculator provides estimates for informational purposes only. This is not financial, tax, or legal advice. Please consult a qualified financial advisor for advice specific to your situation.