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Financial tips, calculator guides, and insights to help you make better decisions

All CategoriesLifestyle (4)Health (4) (3)Wealth & FIRE (3) (3) (2)Taxes (2) (1)Retirement (1)Real Estate (1)

PCP vs HP vs Personal Loan: Which Car Finance Actually Costs Less?

The real maths behind car finance options in the UK. Calculate total costs, hidden fees, and which option makes sense for your situation.

Jan 25, 20265 min min read
Lifestyle

How Many Working Days Until Christmas? The Maths of British Holidays

Calculate working days between dates, account for bank holidays, and discover why December feels both endless and impossibly short.

Jan 25, 20265 min min read

Universal Credit Explained: What You're Actually Entitled To

Universal Credit is confusing by design. Here's a plain-English guide to what you might be entitled to, with the actual calculations.

Jan 5, 20265 min min read

Are You in the Top 10%? What Your Salary Really Means in Britain

We analysed HMRC data to show exactly where your income ranks in the UK. Most Brits have no idea how they compare—the numbers are eye-opening.

Jan 3, 20264 min min read
Health

Dry January: We Calculated How Many Calories You'll Save (And the Exercise Equivalent)

A moderate drinker saves about 8,000 calories in Dry January. We used our calculators to show what exercise it would take to burn that off.

Jan 1, 20264 min min read

Boxing Day Financial Hangover: What That Christmas Actually Cost You

The presents are opened, the turkey's been eaten. Now it's time to face the numbers. Here's how to calculate the true cost of Christmas and start 2026 right.

Dec 26, 20254 min min read

5 Money Moves to Make Before 2025 Ends

Only days left in 2025. Here are the tax-saving, wealth-building moves you need to make before the year resets—with calculators to run your numbers.

Dec 21, 20254 min min read
Lifestyle

What Your Money Really Buys Abroad: The Burger & Coffee Index

Exchange rates don't tell the whole story. Our calculator shows what your pounds actually buy in different countries using purchasing power parity.

Dec 17, 20254 min min read
Lifestyle

When Is the Best Time to Exchange Currency?

We analysed exchange rate trends to find the best time to buy foreign currency. Our calculator shows 7-day, 30-day, and 90-day trends to help you decide.

Dec 17, 20253 min min read

7 Year-End Money Moves to Make Before April (And Why December Matters Too)

The UK tax year ends in April, but December is when smart money moves happen. Here's your year-end financial checklist with calculators to run your numbers.

Dec 13, 20255 min min read
Retirement

Monte Carlo Retirement: What's Your Probability of Not Running Out of Money?

We ran 10,000 simulations to show how market volatility affects your pension pot. The 4% rule isn't a guarantee—here's what the maths actually says.

Dec 11, 20256 min min read
Health

Life Expectancy Calculator: The Lifestyle Factors That Actually Matter

We ran the numbers on how your daily habits affect how long you'll live. The data reveals which factors add years to your life—and which ones take them away.

Dec 8, 20257 min min read
Wealth & FIRE

5 Money Moves to Make Before 2025 Ends

Simple financial actions you can take right now to start 2026 stronger. We ran the numbers on each one.

Dec 7, 20253 min min read
Wealth & FIRE

Avalanche vs Snowball: We Calculated Which Debt Payoff Method Wins

We ran the numbers on both debt payoff strategies. The maths is clear, but the best method might surprise you.

Dec 5, 20258 min min read
Lifestyle

We Calculated British Celebrity Couples' Compatibility Scores (The Results Are Mental)

We built a Love Compatibility Calculator using zodiac astrology and numerology. Then we tested British celebrity couples. The results are proper wild.

Dec 4, 20253 min min read
Health

Why Diet Beats Exercise for Weight Loss (The Maths is Brutal)

We used real calculators to compare calories burned from exercise vs calories cut from diet. The results will change how you think about weight loss.

Dec 3, 20254 min min read
Health

How Long Would It Take to Get a Healthy Weight?

We used real calculators to find out exactly how long it takes to reach a healthy BMI with safe weight loss methods.

Dec 3, 20256 min min read

NHS Band Promotion: How Much Extra Will You Take Home Each Month?

We calculated the real take-home difference for every NHS band transition. See what Band 5 to 6, Band 6 to 7, and other promotions actually mean for your monthly pay.

Dec 3, 20257 min min read

NHS Band Promotion: How Much Extra Will You Take Home Each Month?

We calculated the real take-home difference for every NHS band transition. See what Band 5 to 6, Band 6 to 7, and other promotions actually mean for your monthly pay.

Dec 3, 20257 min min read

Teacher Pay Scale Promotion: How Much Extra Will You Take Home Each Month?

We calculated the real take-home difference for every teacher pay scale transition. See what moving from M1 to M6, through threshold to UPS, and into leadership actually means for your monthly pay.

Dec 3, 20255 min min read
Taxes

Plan 1 vs Plan 2 Student Loans: Which Actually Costs More?

We calculated the true lifetime cost of Plan 1 vs Plan 2 student loans. The results will change how you think about overpaying.

Dec 1, 20257 min min read
Taxes

UK Salary Tax Breakdown 2025/26: What You Actually Take Home

We calculated the real take-home pay at every salary level in the UK. See exactly where your money goes - Income Tax, National Insurance, and the hidden tax traps.

Dec 1, 20256 min min read
Real Estate

Is Renting Really a Waste of Money?

We used real calculators to compare renting vs buying in the UK. The results challenge conventional wisdom about homeownership.

Nov 29, 20256 min min read
Wealth & FIRE

The Rule of 72: How Inflation Silently Eats Your Savings

We ran the numbers on how inflation destroys purchasing power in the UK. See real calculations that show why your savings account might be your worst investment.

Nov 28, 20256 min min read