🇮🇳India Salary Calculator
Calculate your Indian take-home pay with income tax, EPF, professional tax, and cess. Updated for FY 2025-26
Your Salary Information
Note about Tax Regimes:
The New Tax Regime (default from FY 2023-24) has lower rates but no deductions. The Old Regime allows deductions under 80C, 80D, HRA, etc.
Understanding Indian Income Tax
New Tax Regime (FY 2025-26)
Up to 3L (0%), 3-7L (5%), 7-10L (10%), 10-12L (15%), 12-15L (20%), Above 15L (30%). Standard deduction of Rs 75,000. No other deductions allowed.
Old Tax Regime
Up to 2.5L (0%), 2.5-5L (5%), 5-10L (20%), Above 10L (30%). Allows deductions under 80C (up to 1.5L), 80D, HRA, LTA, etc.
Employee Provident Fund (EPF)
Both employee and employer contribute 12% of basic salary to EPF. Employee contribution is tax-deductible under 80C in old regime. EPF interest is currently 8.25% p.a.
Health & Education Cess
A 4% cess is levied on total income tax (including surcharge). This funds healthcare and education initiatives.
Professional Tax
A state-level tax capped at Rs 2,500 per year. Rates vary by state. Deducted monthly by employer.
Financial Accuracy
Disclaimer: This calculator provides estimates for informational purposes only. This is not financial, tax, or legal advice. Please consult a qualified financial advisor for advice specific to your situation.